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What is a good APR for a credit card?

If you’re relatively new to the world of credit cards — or even if you’re not — you probably have a few questions about an important concept: the annual percentage rate, or APR. In the simplest terms, the APR represents the annual cost you pay to borrow money from a lender or credit card issuer. It’s the interest rate…

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These airline and hotel programs offer free points when you sign up

Editor’s note: This is a recurring post, regularly updated with new information and offers. Whether you’re just getting into award travel or already have dozens of different accounts, odds are you haven’t joined every program available. If you play your cards right, you can score additional bonuses simply by signing up (and sometimes completing your first qualifying activity). These…

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